Affordability remains a barrier after the pandemic-era boom as home prices continue to rise and mortgage rates stay high.

These are today's mortgage and refinance rates. Cooler inflation helped mortgage rates tick down this week, but it's unclear if they'll drop further.

After hitting a new 5-month peak at the start of the week, 30-year refi rates have dipped every day since. Rates moved lower for almost every other refi loan type as well.

After hitting a new 5-month peak at the start of the week, 30-year refi rates dipped 11 points in two days. Other refi loan types saw mixed movement.

These are today's mortgage and refinance rates. Mortgage rates have increased this month, and it's unclear if they'll drop much this year.

Aside from typical day-to-day fluctuations, mortgage rates are expected to stay above 6.5% for the next few months. If inflation continues to cool and the Fed is able to carry out two 0.25% cuts, mortgage rates could inch down closer to 6.25% later in the year.

St. Petersburg-Clearwater metropolitan statistical area (MSA) dropped 19 spots in the hottest-market forecast for 2025, according to an analysis by Zillow.

Overall, Zillow’s analysis determined cities primarily on the ... Sam Khater said “an overwhelming undersupply of homes” is plaguing the market. The Federal Reserve could cut rates, albeit slowly, in 2025, which could prove beneficial to mortgage ...

The national online real estate research firm said Tuesday that it expects Buffalo to beat out 49 other cities in housing performance for 2025, after previously ranking it No. 1 a year ago for 2024.

The housing market experienced historically low levels of inventory along with rapid price growth in the two years following the onset of the pandemic. Analysis of national and county-level housing data suggests this price surge was fueled by heightened demand rather than low supply.

Weekly mortgage rates went up this week, with the average 30-year mortgage rate hitting its highest point since May 2024. In the week ending Jan. 16, the average 30-year fixed-rate

The average rate on a 30-year fixed mortgage reached 7.04% for the week ending January 16 — the highest level since May.