One of the biggest factors influencing current CD rates is the federal-funds rate. As the Federal Reserve began cutting its ...

A whopping 17 certificates offer at least 4.50% APY right now, with terms stretching as long as 2027. Alternatively, you can lock in 4.28% to 4.40% for 3 to 5 years.

As of July 21, 2025, the national average for six-month CDs is 1.52%, according to the FDIC. However, there are six-month CDs ...

Got $25K to stash? Here's how the potential earnings from a 6-month CD and a high-yield savings account compare.

To the delight of savers, CD interest rates have soared in the past couple of years, shooting past 5% or even 6% APY. But savers could see CD rates dip after the Federal Reserve cut interest rates ...

In the aftermath of the Federal Reserve's three interest rate reductions in 2024, CD rates fell quickly. They've since leveled off in 2025 as the Fed has temporarily suspended further rate changes.

You’d earn almost $650 in interest if you put $25,000 in a six-month CD with a rate of 5.25%. One-year CD rates If you’re willing to lock away your savings for 12 months, you can find even ...

As of October 11, 2024, the national average interest rate for a 12-month CD sat at 1.87% APY, ... Blueprint is an independent publisher and comparison service, not an investment advisor.

CD account interest rates could change again in June, depending on several timely factors. Getty Images While certificate of deposit (CD) rates have dipped slightly over the past year, they're ...

CDs generally offer higher interest rates than a traditional savings accounts, so you may consider opening a CD if it works with your financial plan. ... Compare Credit Cards.