The best CD rates today are holding strong — some as high as 5.11% APY. Lock in a top rate to secure a solid return before the next rate cut takes effect.

Discover which banks have the best CD rates, how to shop for CDs and how to build a CD ladder.

These are the best no-penalty CDs on the market, all offering competitive rates and fee-free access to your cash.

Detailed price information for Proshares Cds North American HY (TYTE-A) from The Globe and Mail including charting and trades.

In its May Fed rate announcement, policymakers kept the benchmark the same as they wait to see how the economy responds to tariffs.